September 30, 2020
Running a business has a number of responsibilities and associated risks whether you are a sole trader or global enterprise. Business insurance can protect you against the financial damage of […]
September 16, 2020
The NSW Emergency Services Levy has been under heavy scrutiny since the NSW Government postponed the transition to a property based tax in 2017. Since then, the contribution amount set by the Government has […]
August 28, 2020
Are you sure you are covered? Don’t wait until you need to claim to discover your policy isn’t what you need. If you’ve had the same insurance for a while […]
July 29, 2020
It’s a fast moving world, especially at the moment. Even though there’s so much going on, it’s essential to update your insurance broker any time your circumstances change to help […]
June 26, 2020
A hardening market can mean higher premiums and tougher underwriting decisions – so it pays to get an expert on your team. Like any market, the business insurance market experiences […]
May 15, 2020
Heightened cyber risks have emerged as a serious issue, given most businesses now have many staff working from home. So it’s important to put in place policies and procedures to […]
April 17, 2020
For business owners in Australia, insurance needs to be a priority. With so many potential threats to a business, having the right insurance coverage can keep your business and your […]
March 25, 2020
COVID-19 is a rapidly evolving situation impacting us all as we seek to protect the health, wellbeing and safety of our staff, our clients and the broader community while managing […]
March 9, 2020
Some insurers have already started to pay claims to bushfire-affected businesses on the NSW South Coast, as their business interruption insurance policy provides for weekly payments. Having this support has […]
February 18, 2020
Product liability cover can vary, with claims depending on the individual business and the product it sells. Regardless, Product liability will ensure you are protected from the inevitable mishap. Product […]
January 21, 2020
With bushfires burning around the country, it’s important for homeowners in fire-prone areas to take steps to ensure they have the right insurance in place. This article from the Steadfast […]
December 11, 2019
All business owners have a lot of challenges, but many fail to contemplate what might happen if their business is suddenly unable to trade. From illness or injury to a […]
November 11, 2019
Starting a business is a risky business, which is why it pays to be prepared! While it is impossible to predict exactly which possible hardships may befall your company throughout […]
October 16, 2019
There are countless circumstances that may have a negative effect on your business, many of which are impossible to predict. The good news is that it is possible to prepare […]
September 16, 2019
Australians are increasingly working from home, with the most recent data from the Australian Bureau of Statistics indicating at least a third of us choose to work from home at […]
August 19, 2019
Telematics technology has proven benefits when it comes to encouraging more responsible driving, with research indicating better driver behaviour is one of the main advantages in using this innovation. Black […]
July 15, 2019
Whether you run a charity, a not-for-profit, or regular live events, volunteer insurance exists to protect both you and the volunteers that work for you. From music festival ticket collectors […]
June 26, 2019
Construction industry leaders met in Canberra this week to urge the Federal, State and Territory Governments to act now to address the building certifier insurance crisis that has potential to […]
June 20, 2019
If you’ve scrimped and saved in the hopes of achieving financial security through an investment property it makes sense to insure such a valuable asset. It’s no secret that Australians […]
May 16, 2019
Many Australians, especially those who own businesses, discover they don’t have the cover they need in the worst possible circumstances. Insurance is one of those subjects that many people glaze […]
April 17, 2019
Small business owners tend to be born optimists with little inclination to think about what could go wrong. That’s why it pays to have an insurance broker in your corner […]
March 19, 2019
It can take just moments for fire, flood or thieves to wipe out years of hard work, asset accumulation and stock. But it can be months before you realise the […]
February 14, 2019
The UK’s Grenfell Tower disaster has had widespread implications for professionals in Australia’s construction industry. Here’s how to help protect yourself if you’re a contractor who’s worked on any Australian […]
January 14, 2019
Sydney’s violent hailstorm, which has left millions of dollars of damage in its wake, is a crucial reminder of how important it is to protect yourself against potentially crippling damage […]
December 20, 2018
Extreme weather conditions are increasing around the world, and Australia is no exception. Experts predict this summer will, again, be one of the hottest on record, with severe bushfires, storms […]
November 19, 2018
Human error remains a key cause of notifiable data breaches, according to the latest quarterly report from the Office of the Australian Information Commissioner (OAIC). While malicious or criminal attacks […]
November 2, 2018
Two recent cases found against builders has prompted this article. The first; The Owners – Strata Plan No. 66375 v King [2018] NSWCA 170 (“King”) The Kings were the directors […]
October 15, 2018
Few things are more devastating in business than thinking you’re covered for a loss only to find out your insurer has rejected your claim. Here’s how to appeal that decision. […]
September 14, 2018
When you’re ready to push your home business from the nest and into a shopfront, it’s an exciting time. It can also expose you to a whole new world of […]
August 16, 2018
A lack of understanding around what insurance jargon refers to could cost you dearly. Here are some industry terms and concepts you should be clear about before signing anything. Insurance […]
August 14, 2018
Current estimates show that cyber crime is costing the Australian economy more than $1 billion every year. Recently the Minister for Law Enforcement and Cyber Security, Angus Taylor and DUAL […]
July 23, 2018
Running a small business is challenging in the best of times, so it’s not surprising that many small business owners put risk protection in the “too hard and too expensive” […]
July 2, 2018
Further to our previous advices that iCare had announced a Builders Warranty Premium increase effective 1st July 2018, we were advised at 5pm on Friday 29th June 2018 that the premium increase has been […]
June 20, 2018
You should have received an email from the Home Building Compensation Fund (HBCF) regarding premium increases effective 1st July 2018. The new premiums will be effective for all builders warranty certificates issued on or after […]
June 20, 2018
When was the last time you had your jewellery valued? And what about that fine art collection in your home or office boardroom? Whether you have the odd piece or […]
May 17, 2018
One of the drawbacks to owning a growing business is having more at stake. An expanding business is likely to be having dealings with an ever-increasing number of individuals, getting […]
May 2, 2018
This Steadfast article first published on Steadfast.com.au Small business owners tend to be born optimists with little inclination to think about what could go wrong. That’s why it pays to […]
April 24, 2018
This Steadfast partner article first published on Kochies Business Builders Understanding insurance policies and whether they properly cover your business, including current and future risks, with a focus on the […]
March 27, 2018
Kochie’s Business Builders TV show with special guest Robert Kelly, chief executive of Steadfast which is Australia’s largest insurance broker network – to give you some great advice.
March 6, 2018
Small businesses often unwittingly possess a wealth of information at their fingertips that can improve their bottom line. Customer insights that shed light on new business opportunities are on every […]
March 2, 2018
Cybercrime and its potential impact on business operations is well understood today with reports about data breaches, malware attacks and email scams of all kinds making the the news almost […]
January 4, 2018
The NSW Government has exempted small businesses from paying NSW stamp duty on certain types of insurance effected or renewed from 1 January 2018. If you wish to receive this exemption please […]
September 18, 2017
We are pleased to announce that The Builders Insurance Broker has been approved to continue as one of icare HBCF’s select panel of broker distributors. You may recall that the […]
August 30, 2017
Builders Warranty Premium Increase Effective 2nd October 2017 As previously advised, the NSW Government announced reforms to Builders Warranty earlier this year. As part of these reforms it was announced […]
January 3, 2017
If you are the owner of strata title residential apartments be very careful how you choose your building’s insurer. Often the choice of insurer is left to a residential building’s […]
July 30, 2015
On the 4th August 2015, the Home Building Compensation Fund (HBCF) framework will change, placing more onus on builders when finalising contracts. New Project Application Forms to be used from […]
June 16, 2015
Here’s a timely news article about the benefits of Business Interruption insurance and how it is a business lifesaver. Note the bit about “we were lucky we had a great […]
March 31, 2015
Getting the initial insurance replacement value for a property right is more important than you may realise. It ensures insurance cover for that policy period is adequate in the event […]
February 24, 2015
Insurance under the Home Building Compensation Fund is no longer available for owner-builder work done by an owner-builder. Owner-builders who sell properties built under owner-builder permits are no longer required […]